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What should Congress do to address the student debt crisis?
Background
Congress is debating a proposal to forgive up to $20,000 of federal student loan debt per borrower. Supporters argue it would provide economic relief and boost spending power. Opponents believe it is unfair to those who have already paid off their loans and that it doesn’t address the root causes of rising tuition costs.
Options
- Forgive up to $20,000 of federal student loan debt per borrower
- Provide no debt forgiveness but focus on future tuition reforms
- Offer partial forgiveness based on income limits
- Forgive student debt entirely for all borrowers
- Allow borrowers to refinance their loans at lower interest rates without outright forgiveness